Dennis L. Roubal is a Certified Financial Planner and Registered Investment Advisor who resides in Marquette, Michigan.

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Dennis L. Roubal, CFP®, RIA


  Dennis L. Roubal CFP®, CRPS®, RIA
  Dennis and Susan Roubal, DO
Dennis and Susan Roubal, DO
  Miners Castle pastel by Susan (Neiger) Roubal
Miners Castle pastel by Susan (Neiger) Roubal, DO
  The USS Waddell DDG-24
The USS Waddell DDG-24

Dennis L. Roubal CFP®, RIA, resides on the outskirts of Marquette, Michigan with his wife, Susan (Neiger) Roubal, DO, an accomplished, award-winning, pastel artist. They have one son, Ken, who resides in the greater-Lansing, Michigan area.
    An Upper Peninsula man through and through, Dennis was born and raised in Menominee, Michigan. He received a bachelor of science degree from Northern Michigan University (NMU) in Marquette.
    A graduate assistant at NMU, he completed his graduate studies at NMU and Michigan State University (MSU) in East Lansing, Michigan.
    He served six years in the U.S. Naval Reserves, two of which were on active duty. A veteran of the Vietnam War, Dennis served aboard the 437-foot USS Waddell DDG-24, a 4,500-ton guided missile destroyer staffed by 21 officers and 345 enlisted personnel.
   Civic-minded, Dennis regularly volunteers his skills and time. His community service has included: President of the Grosse Pointe Artists Association; Vice President of the Timber Creek Road Association; business consultant to 231 House of Muses, a music-oriented venue for youth; and coach for a Grosse Pointe Park community roller-blade hockey team.
   When he's not working on a financial plan for one of his clients or doing volunteer work, Dennis enjoys reading about economics, investing, history, and computers; boating on Lake Superior; trout fishing in Canada; listening to music and enjoying the arts; and exercising, whether at the gym or hiking.


Dennis L. Roubal, CFP®, RIA, established Financial Growth Concepts (FGC) in 1986 as an independent, fee-only financial-planning company.

With 23 years of comprehensive, financial-planning experience, his areas of personal, financial expertise include:

  Investing Estate planning
  Tax planning Portfolio design
  Tax preparation Retirement planning
  College-tuition planning Risk management

After serving the needs of clients in the greater-Lansing and Detroit Metropolitan areas for 20 years, Dennis relocated his firm to the Upper Peninsula of Michigan in 2006.

Based in Marquette, along the south shore of Lake Superior, his firm serves a diverse cross-section of clients, some from as far away as southern Michigan:

  Nurses Lawyers
  Teachers Bankers
  Excavators Physicians
  Police officers Restaurateurs
  Medical technologists County planners
  Construction companies Business consultants

Journal of Financial PlanningDennis has served on the editorial board of the Journal of Financial Planning, peer reviewing articles prior to publication.

He is credentialed with the Michigan Office of Financial and Insurance Regulation as well as the Certified Financial Planner Board of Standards, Inc., and the College for Financial Planning.


Dennis has been registered with the Michigan Office of Financial and Insurance Regulation (OFIR) as a Registered Investment Advisor (RIA) since 1986. All OFIR-registered investment advisers are required to:


  Provide prospective and current
clients with information about their business practices as well as their educational and business backgrounds
  Maintain true, accurate,
and current books and records
  Subject themselves to random
inspection and examination by OFIR staff


Certified Financial Planner™ (CFP®) trademarkDennis was awarded the coveted Certified Financial Planner™ (CFP®) credential in 1991 by the Certified Financial Planner Board of Standards, Inc., a nonprofit, professional regulatory body founded in 1985.

Acting on behalf of the public, the independent, CFP Board's mission is to promote and uphold a high standard of excellence among personal financial planners through a demanding, certification process involving:

  Testing Audits
  Experience requirements Standards of practice
  Reports & record keeping Regular re-certification
  Full disclosure requirements Disciplinary rules & procedures
  Continuing education requirements Code of ethics & professional responsibility


Prediction is very difficult,
...especially about the future.
—Niels Bohr, 1885-1962
Danish physicist

If you've been able to read this Web page
...thank a Teacher;
If you've been able to read this Web page in English
...thank a Veteran.
—Author unknown

Copyright © 1991 — 2015-03-30 by Dennis L. Roubal, CFP®, RIA

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